Home Buyers - Incorporate energy upgrades into your mortgage

Federal Energy Services makes financing your home energy improvements a manageable, easy task – and one guaranteed to deliver a more comfortable home with a mortgage that you can afford.

Agents - Help your clients save money and upgrade their home with an EEM

We maintain a network of real estate agents, mortgage lenders and sub-contractors to facilitate and implement our clients’ EEM programs in an efficient and reliable manner.

Loan Officers - Help your borrowers upgrade their home without having to qualify

Our industry partners have discovered the benefits of Energy Efficient Mortgage programs for themselves: more sales, more reliable loans, more satisfied clients.

Home Buyer

Being energy Efficient makes sense. Effective insulation, modern central AC/Heating systems and fully weatherized doors an windows deliver more than a significantly lower monthly utility bill: they provide the amenities of happier living. Recommended and supported by the US Department of Energy and ENERGY STAR, Energy Efficient Mortgage (EEM) programs enable you to finance costly and valuable energy-related home improvements directly with your mortgage.


With an Energy Efficient Mortgage you can turn negative situations like broken or cloudy windows, old inefficient or missing appliances like air conditioners, heaters and water heaters into a positive by allowing them to finance their home improvement upgrades into their EEM home loan. Allowing you to increase your buyer’s satisfaction, close more deals and ultimately get more referrals!

Loan Officers

Your clients can qualify for a more modern, comfortable and energy efficient home with no additional income qualifications, they can potentially increase the resale value of their home, and cut their utility bills by as much as 30-50%.

As you can see, EEM’s are for any mortgage professional with an interest in helping more homeowners, closing more transactions, and increasing their average loan amount. Federal Energy Services would like to establish a relationship with you and your company today!

We will facilitate the entire process preparing all the necessary EEM loan documents necessary for you to close your file.